Terms of Service
Last updated: 2026-03-30
1. Acceptance of terms
By creating an account or using ChronoLedger, you agree to these Terms of Service. If you do not agree, do not use the service.
2. Description of service
ChronoLedger is a personal record-keeping tool that allows users to record, store, and export financial events in a deterministic, hash-verified audit trail format. It is not a financial institution, broker, custodian, investment advisor, or tax advisor.
3. Investment disclaimer
ChronoLedger does not provide investment advice, tax advice, or financial recommendations of any kind. All information stored in or exported from ChronoLedger is for informational and record-keeping purposes only. Past performance does not guarantee future results. Always consult a qualified financial or tax professional before making investment decisions. ChronoLedger is not regulated by the SEC, FINRA, FCA, FSMA, or any other financial regulator.
4. User responsibilities
- You are responsible for the accuracy of all data you enter.
- You must not use ChronoLedger for any unlawful purpose.
- You must not attempt to reverse-engineer, disrupt, or abuse the service.
- You must keep your login credentials secure.
5. Data ownership
You own all financial data you enter into ChronoLedger. We do not claim ownership of your data and do not use it for any purpose other than operating the service. See our Privacy Policy for details.
6. Limitation of liability
ChronoLedger is provided "as is" without warranty of any kind, express or implied. To the maximum extent permitted by applicable law, ChronoLedger and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service, including but not limited to loss of data, loss of profits, or errors in financial records.
7. Service availability
We do not guarantee uninterrupted access to ChronoLedger. The service may be modified, suspended, or discontinued at any time without prior notice.
8. Governing law
These terms are governed by the laws of Belgium (EU). Disputes shall be subject to the exclusive jurisdiction of the courts of Belgium, without prejudice to applicable EU consumer protection law.
9. Changes to these terms
We may update these terms. Changes will be posted on this page with an updated date. Continued use of ChronoLedger after changes constitutes acceptance of the updated terms.